1. Introduction
WK Consults (the “Company”) takes our responsibilities under Singapore’s Personal Data Protection Act 2012 (the “PDPA”) seriously. We recognise the importance of the personal data our customers, employees and third parties have personally entrusted to us and believe that it is our responsibility to properly manage and protect their personal data. Kindly read the latest Personal Data Protection Policy (“Privacy Policy” or “this policy”) and our Terms and Conditions, both of which are available on our website at www.wkconsults.com carefully.
2. Purpose
This policy governs the collection, use and disclosure of personal data from employees, customers and third party to us and explains how we collect and handle personal data of individuals and comply with the requirements of the Personal Data Protection Act 2012 of Singapore and its regulation(s) (“PDPA”). In this policy, “personal data” shall have the meaning ascribed to it in the PDPA.
3. Responsible
The Company’s appointed Data Protection Officer (DPO) will update this Data Protection Policy from time to time to ensure that this Data Protection Policy is consistent with future developments, market trends and/or any changes in technology, legal or regulatory requirements.
4. Scope
This policy covers all the activities of WK Consults related to Personal Data received from employees, customers and third party.
5. Consent
We will collect, use or disclose personal data for employment and reasonable business purposes only if there is consent or deemed consent from the individual and information on such purposes have been notified. We may also collect, use or disclose personal data if it is required or authorised under applicable laws.
Such consents are obtained from our customers via application form, signing of loan contracts or by customer’s declaration that they have read and consent to our Terms and Conditions to collect, use, retain, dispose, handle, transfer, process and/or disclose your personal data, in accordance with this privacy.
6. Security and Protection of Personal Data
We have implemented generally accepted standards of technology and operational security to protect the personal data in our possession or under our control and to prevent unauthorised access, collection, use, disclosure, copying, modification, disposal, retention or similar risks. The Company’s personnel observes a strict internal policy. Access to personal data are only given to our personnel on a necessary basis, kept to a minimum and where they have agreed to ensure confidentiality of this information.
7. Privacy on Our Websites
This Policy also applies to any personal data we collect via our websites. Cookies may be used on some pages of our websites. “Cookies” are small text files placed on your hard drive that assist us in providing a more customised website experience. Cookies are now used as a standard by many websites to improve users’ navigational experience. If individuals are concerned about cookies, most browsers permit individuals to decline cookies. In most cases, a visitor may refuse a cookie and still fully navigate our websites, however other functionality in the site may be impaired. After termination of the visit to our site, a visitor can always delete the cookie from his/her system if he wishes.
8. Notification
We endeavour to notify our customers and third party of any changes to this policy 14days in advance after which the changes will be made effective and published on our website. The communication channel will be informed via our software application / email / text / written notice, at our discretion.